Life Insurance Needs Calculator
Calculate how much life insurance you need based on the DIME method: Debt, Income, Mortgage, and Education.
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How It Works
The DIME method calculates life insurance needs by adding up Debt, Income replacement, Mortgage payoff, and Education costs. Most financial planners recommend 10-12x your annual income as a starting point, then adjusting for specific obligations. Subtract existing savings and coverage to find your gap.